The Modern Infrastructure for Income Verification.

Verify income at the source. Access real-time data through a single API to streamline your decisioning and maximize conversion.

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api.goteal.co

POST /verification

{
"user": "Jane Chen",
"ni_number": "AB123456C",
"connection": "direct"
}

Jane Chen

Match Found

Employment

Employer

Acme Corp Ltd.

Status

Active

Start Date

Mar 01, 2020

Income

Latest Gross Pay

£6,250.00

Base Salary

£5,800.00

Net Pay

£4,320.00

Enterprise-grade security and compliance built for the UK.

ISO 27001 Certified
ICO Registered
GDPR Compliant

Manual reviews are costing you conversion.

UK lenders lose up to 50% of applicants during document upload. Teal replaces days of friction with a single low-cost API call.

Equip your underwriting team with verified, source-level data in real time and fully automate your decisioning workflows.

50%fewer drop-offs
10-20×cheaper per check
15%less fraud
Manual Process1-5 days

1–5 Days

avg. processing time

With Teal~10s

~10s

automated verification

Single API. Multi-Source Orchestration.

Maximize conversion with smart waterfalling. Teal orchestrates multiple data sources behind a single API, prioritising direct matches, then cascading through fallbacks to ensure no applicant is left behind.

Teal API

RULES ENGINE

Set the rules, Teal handles the routing. Configure source priority, time windows, and fallback logic without touching your codebase.

Connectivity

MULTI-RAIL

API-level data retrieval, user-authorised logins, and intelligent document parsing. Teal routes through the fastest path available.

Verify Suite

UNIFIED SCHEMA

Income, employment, and identity in real-time. Verified at the source, normalised, and delivered straight to your decision engine.

Build the way your team works.

From fully headless APIs to drop-in UI and no-code dashboards.
Deploy income verification in hours, no matter your engineering bandwidth.

Teal Headless SDK Implementation

Headless SDK

Full Control

Embed Teal completely natively into your own flows. Get total control over the user experience while we handle the data routing behind the scenes.

Teal Hosted Verification Webapp

Hosted Webapp

Quick Launch

Launch in minutes. Use our fully-hosted, conversion-optimized webapp that can be personalized to match your brand identity without writing front-end code.

Teal Console Dashboard

Teal Console

No Code

No code needed. Empower anyone on your risk and ops teams to manage applicants, configure rules, and view verified income reports instantly.

Designed for every vertical.

Same API, different verticals.
Plug Teal into any verification workflow out of the box.

Personal Lending

Instant affordability checks

Real-time income data at the point of application, reducing manual review and speeding up decisioning.

Mortgage

Automated income history

Multi-year employment and income verification in seconds, not days.

Rental

Frictionless tenant screening

Verify affordability without slowing down letting agents or frustrating applicants.

Background Check

Pre-employment income validation

Verify candidate earnings and employment history before making an offer.

response.json
{
  "request_id": "req_abc123",
  "status": "verified",
  "verified_at": "2026-02-10T16:30:00Z",

  "identity": {
    "full_name": "Sarah Chen",
    "date_of_birth": "1988-07-15",
    "address": {
      "line_1": "42 Kensington Park Road",
      "city": "London",
      "postcode": "W11 2EU"
    },
    "ni_number": "AB123456C"
  },

  "employment": {
    "status": "active",
    "employer_name": "TechFlow Systems Ltd",
    "role": "Senior Product Manager",
    "type": "full_time",
    "start_date": "2020-03-15"
  },

  "income": {
    "frequency": "monthly",
    "earnings": {
      "gross_pay": 6250.00,
      "net_pay": 4320.00,
      "base_salary": 5800.00,
      "total_deductions": 1930.00
    }
  }
}

Engineered for developers.

Integrate once, configure everything from the dashboard.
Our Unified Schema abstracts away the complexity of managing multiple data providers.

  • RESTful API with real-time webhooks
  • Sandbox environment for instant testing
  • Config-driven: update flows without code changes
  • Headless SDK for native app embedding
View API Docs

Ready to verify with confidence?

Stop losing applicants to friction. Start capturing every qualified borrower with intelligent data routing.

Contact our teamExplore Docs