Personal Lending

Approve more borrowers.
In less time.

Lenders lose qualified borrowers to slow, manual income checks. Teal automates verification at the source so credit decisions happen in real time.

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Verified in 1.2s

Decision Ready

Income and employment verified successfully via direct payroll API.

Verified EmployerAmazon UK
Annual Gross£45,000.00
Employment StatusActive

Why lenders choose Teal.

Instant Affordability Checks

Verify income in real time from payroll or bank sources. No waiting for applicants to upload payslips or chase employer references.

Recurring Income Monitoring

Monitor lines of credit with scheduled income checks. Spot income changes early, adjust terms dynamically, and stay aligned with Consumer Duty.

Faster Time to Offer

Standardized income data flows directly into your decision engine. Cut days of manual review down to seconds and convert more qualified applicants.